<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Homepage – Insurance Agent CRM Landing Page -->
  <url>
    <loc>https://policytracker.in</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://policytracker.in/logo.png</image:loc>
      <image:title>PolicyTracker.in – Insurance Agent CRM Logo</image:title>
      <image:caption>PolicyTracker.in – India's AI-Powered Insurance Agent CRM for POSP Agents, Advisors &amp; Brokers</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://policytracker.in/og-image.jpg</image:loc>
      <image:title>PolicyTracker.in – AI-Powered Insurance Agent CRM Dashboard</image:title>
      <image:caption>Manage policies, renewals, leads, commissions &amp; WhatsApp reminders from one smart platform</image:caption>
    </image:image>
  </url>

  <!-- Features Page -->
  <url>
    <loc>https://policytracker.in/features</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.jpg</image:loc>
      <image:title>PolicyTracker Features – Insurance Agent CRM Features</image:title>
    </image:image>
  </url>

  <!-- Pricing Page -->
  <url>
    <loc>https://policytracker.in/pricing</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.jpg</image:loc>
      <image:title>PolicyTracker Pricing – Affordable Insurance Agent CRM Plans</image:title>
    </image:image>
  </url>

  <!-- Insurance Premium Calculator – High-value tool page -->
  <url>
    <loc>https://policytracker.in/calculator</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.jpg</image:loc>
      <image:title>Insurance Premium Calculator – Motor, Health, Life | PolicyTracker.in</image:title>
    </image:image>
  </url>

  <!-- Blog Section -->
  <url>
    <loc>https://policytracker.in/blog</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.jpg</image:loc>
      <image:title>Insurance Agent Blog – Tips, Guides &amp; Resources | PolicyTracker.in</image:title>
    </image:image>
  </url>

  <!-- Demo Request Page -->
  <url>
    <loc>https://policytracker.in/demo-request</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Motor Insurance Agent CRM Landing -->
  <url>
    <loc>https://policytracker.in/vehicle-insurance-crm</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.jpg</image:loc>
      <image:title>Motor Insurance Agent CRM – PolicyTracker.in</image:title>
    </image:image>
  </url>

  <!-- Enquiry / Contact Form -->
  <url>
    <loc>https://policytracker.in/enquiry</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- Contact Page -->
  <url>
    <loc>https://policytracker.in/contact</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>

  <!-- Blog Articles -->
  <url>
    <loc>https://policytracker.in/blog/motor-insurance-renewal-tips</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/whatsapp-reminder-strategies</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/vehicle-insurance-claim-process</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/health-insurance-claim-tips</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/life-insurance-selling-strategies</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/policy-document-management</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/family-floater-health-insurance</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://policytracker.in/blog/term-vs-whole-life-insurance</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <!-- Legal Pages -->
  <url>
    <loc>https://policytracker.in/terms-conditions</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.40</priority>
  </url>

  <url>
    <loc>https://policytracker.in/privacy</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.40</priority>
  </url>

  <url>
    <loc>https://policytracker.in/cancellation-refunds</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.35</priority>
  </url>

</urlset>