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  <!-- Homepage / Landing Page - Highest Priority -->
  <url>
    <loc>https://policytracker.in</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://policytracker.in/logo.png</image:loc>
      <image:title>Policy Tracker - Best Agent Policy Tracker Software India</image:title>
      <image:caption>Policy Tracker.in - Insurance Policy Management Software for Agents</image:caption>
    </image:image>
    <image:image>
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      <image:title>Policy Tracker.in - India's #1 Insurance Policy Tracker for Agents</image:title>
      <image:caption>Track Policies, WhatsApp Reminders, Excel Reports</image:caption>
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  <!-- Features Page - SEO Important -->
  <url>
    <loc>https://policytracker.in/features</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.png</image:loc>
      <image:title>Policy Tracker Features - Insurance Agent Software</image:title>
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  </url>
  
  <!-- Pricing Page - Conversion Important -->
  <url>
    <loc>https://policytracker.in/pricing</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.png</image:loc>
      <image:title>Policy Tracker Pricing - Affordable Plans for Insurance Agents</image:title>
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  </url>
  
  <!-- Demo Request Page -->
  <url>
    <loc>https://policytracker.in/demo-request</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.png</image:loc>
      <image:title>Request Demo - Policy Tracker Insurance Software</image:title>
    </image:image>
  </url>
  
  <!-- Authentication / Signup Page -->
  <url>
    <loc>https://policytracker.in/auth</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  
  <!-- Enquiry / Contact Form - Lead Generation -->
  <url>
    <loc>https://policytracker.in/enquiry</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Contact Us -->
  <url>
    <loc>https://policytracker.in/contact</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Terms & Conditions -->
  <url>
    <loc>https://policytracker.in/terms-conditions</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Privacy Policy -->
  <url>
    <loc>https://policytracker.in/privacy</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Cancellation & Refunds -->
  <url>
    <loc>https://policytracker.in/cancellation-refunds</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  
  <!-- Blog Section - SEO Important for Organic Traffic -->
  <url>
    <loc>https://policytracker.in/blog</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.png</image:loc>
      <image:title>Insurance Agent Blog - Tips and Resources</image:title>
    </image:image>
  </url>
  
  <!-- Premium Calculator - SEO Tool Page -->
  <url>
    <loc>https://policytracker.in/calculator</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://policytracker.in/og-image.png</image:loc>
      <image:title>Insurance Premium Calculator - Motor, Health, Life Insurance</image:title>
    </image:image>
  </url>
  
  <!-- Blog Articles -->
  <url>
    <loc>https://policytracker.in/blog/motor-insurance-renewal-tips</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/whatsapp-reminder-strategies</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/vehicle-insurance-claim-process</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/health-insurance-claim-tips</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/life-insurance-selling-strategies</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/policy-document-management</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/family-floater-health-insurance</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://policytracker.in/blog/term-vs-whole-life-insurance</loc>
    <lastmod>2026-02-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
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